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NIACL AO 2026 Exam Pattern and Syllabus: Topic Wise Detailed Syllabus
Frequently Asked Questions
What is the full form of NIACL AO?
NIACL AO stands for New India Assurance Company Limited Administrative Officer. It is a Scale-I officer post in one of India’s largest public sector general insurance companies.
How many stages are there in NIACL AO selection process?
The selection process includes three stages: Prelims (Phase I), Mains (Phase II – Objective + Descriptive), and Interview. Candidates must clear each stage to qualify for final merit.
Is there negative marking in NIACL AO exam?
Yes, there is a negative marking of ¼th mark (0.25) for every wrong answer in both Prelims and Mains objective tests. No penalty for unattempted questions.
What is the difference between NIACL AO Generalist and Specialist exam pattern?
Generalist Mains has 4 sections (200 marks), while Specialist Mains has 5 sections including an extra Professional Knowledge paper (40 marks). Descriptive test remains the same for both.
What topics are covered in NIACL AO Prelims Quantitative Aptitude?
Key topics include Simplification, Number Series, Data Interpretation, Arithmetic (Profit & Loss, SI/CI, Time & Work), Mensuration, and Data Sufficiency.