NIACL Exam Pattern 2026 - AO
NIACL has released the AO exam pattern. Check the complete details below including important dates and official links.
NIACL AO - Overview
Eligibility Criteria
Candidates applying for NIACL AO exam pattern must possess the following educational qualification: Any Graduate. Candidates are advised to check the official notification for detailed eligibility requirements.
Important Links
Frequently Asked Questions
What is the full form of NIACL AO?
NIACL AO stands for New India Assurance Company Limited Administrative Officer. It is a Scale-I officer post in one of India’s largest public sector general insurance companies.
How many stages are there in NIACL AO selection process?
The selection process includes three stages: Prelims (Phase I), Mains (Phase II – Objective + Descriptive), and Interview. Candidates must clear each stage to qualify for final merit.
Is there negative marking in NIACL AO exam?
Yes, there is a negative marking of ¼th mark (0.25) for every wrong answer in both Prelims and Mains objective tests. No penalty for unattempted questions.
What is the difference between NIACL AO Generalist and Specialist exam pattern?
Generalist Mains has 4 sections (200 marks), while Specialist Mains has 5 sections including an extra Professional Knowledge paper (40 marks). Descriptive test remains the same for both.
What topics are covered in NIACL AO Prelims Quantitative Aptitude?
Key topics include Simplification, Number Series, Data Interpretation, Arithmetic (Profit & Loss, SI/CI, Time & Work), Mensuration, and Data Sufficiency.
