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Citicorp Overseas Software Limited (COSL), a wholly owned subsidiary of Citibank Overseas Investment Corporation is a part of the Citigroup. In 1984, Citicorp Overseas Software Limited (COSL) was created by Citibank to produce low cost software for its various banking operations. COSL has since expanded and has set up additional centers of excellence at Hyderabad and at Chennai, India. COSL has more than 700 professionals working on various projects for the Global Corporate Bank as well as the Global Consumer Bank. COSL adopts an engineering approach to software development and has been rated at SEI CMM Level 5 on software process maturity in October 1999. , Citicorp Information Technologies India Ltd.(CITIL), now know ans i-Flex, was formed out of this company around 10 years back to service non-Citi clients. In 2001, COSL was merged with another arm of Citibank, India known as Global Support Unit (GSU) to form OrbiTech Solutions Ltd which in turn merged with Polaris Software Labs in 2002. With its expertise in the banking domain, OrbiTech undertook to develop a suite of banking products. However with several players in the market, it needed something innovative and fast. With an aim of increasing productivity, an initiative was started to develop tools, code generators and reusable components to be used within the organization.

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