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AXA SA (AXA), incorporated on June 21, 1957, is a holding company engaged in the business of financial protection. The Company operates in five segments: Life & Savings, Property & Casualty, International Insurance, Asset Management and Banking. The Company offers a range of Life and Savings products, including individual and group savings retirement products, life and health products. It comprises traditional term and whole life insurance, immediate annuities and investment products. Property & Casualty segment includes a range of products, including motor, property and general liability insurance for both personal and commercial customers. International Insurance segments operations include insurance products that notably relate to AXA Corporate Solutions Assurance. The Asset Management segment includes diversified asset management (including investment fund management) and related services offered by AXA Investment Managers and AllianceBernstein entities, which are provided to a range of institutional investors and individuals, including AXAs insurance companies. Banking segment includes banking conducted primarily in France, Belgium and Germany. Holding companies segment also includes some investment vehicles and special-purpose entities (SPE). Life & Savings segment AXA offers a range of Life & Savings products, including Individual and Group savings products, as well as Life and Health products for both individual and commercial clients. AXAs Life & Savings products include a range of Investment and Savings products, as well as Protection and Health products marketed to individual and commercial clients. The Life & Savings products offered by AXA include Term life, Whole life, Universal life, endowment, deferred annuities, immediate annuities and other investment-based products. The Health products offered include critical illness and permanent health insurance products. The types and specificities of the products offered by AXA vary from market to market. Property & Casualty segment AXAs Property & Casualty Segment offers a range of products, including motor, household property and general liability insurance for both Personal and Commercial customers targeting mainly small to medium sized companies. In the Property & Casualty segment, AXA operates in the Western European markets. AXA also offers Personal and Commercial Property & Casualty insurance products in other countries in Central and Eastern Europe, as well as in Asia (notably Singapore, Malaysia, Hong Kong, China and Thailand), the Middle East and Latin America (Mexico). In addition, AXA operates in direct insurance mainly in the United Kingdom, France, South Korea, Japan and Spain.

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