Finance: Solved 196 Finance Questions and answers section with explanation for various online exam preparation, various interviews, Logical Reasoning Category online test. Category Questions section with detailed description, explanation will help you to master the topic.

Finance Questions

61. Recently, RBI announced interest subvention scheme for Women Self-Help Groups. According to the scheme, all women self-help groups (SHGs) will be eligible for interest subvention on credit up to three lakh rupees at _____ per annum.




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Correct Ans:7%
Explanation:


62. What is the rank of India in 2016 World Risk Index?




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Correct Ans:77
Explanation:


63. Cheque Truncation is the process of stopping the flow of the physical cheque issued by a drawer at some point by the presenting bank en-route to the paying bank branch. What type of instruments can be presented for clearing through CTS?




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Correct Ans:Instruments complying with CTS-2010 standards
Explanation:


64. ATMs set up, owned and operated by non-banks are called White Label ATMs. Non-bank ATM operators are authorized under _____ by Reserve Bank of India.




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Correct Ans:Payment & Settlement Systems Act, 2007
Explanation:


65. Who is the sole authority for issue of currency in India?




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Correct Ans:RBI
Explanation:


66. Which of the following is NOT a money market instrument?




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Correct Ans:Debentures
Explanation:


67. The difference between the outflow and inflow of foreign currency is known as _______________.




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Correct Ans:Current Account Deficit
Explanation:


68. The securities and Exchange Board of India (SEBI) was established in the year___.




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Correct Ans:1988
Explanation:


69. In context of banking, what does 'BBB' stands for__?




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Correct Ans:Bank Board Bureau
Explanation:


70. If a cheque is post dated, the bank on which it is drawn




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Correct Ans:Will not honour the cheque before the data of the cheque
Explanation:


71. NEFT and RTGS in banking terminology speak of




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Correct Ans:Electronic fund transfer from bank to bank
Explanation:


72. What does the letter R denote in the abbreviation 'BR Act' which controls banking activities in the country?




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Correct Ans:Regulation
Explanation:


73. Cibil Transunion score ranges from ___________to




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Correct Ans:300,900
Explanation:


74. The mobile wallet app “Buddy” launched by which bank recently?




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Correct Ans:SBI
Explanation:


75. Recently, Government has cut interest rates by _____on short-term post office deposits, Kisan Vikas Patras and other small saving schemes below five years of maturity.




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Correct Ans:0.25%
Explanation:


76. Which of the following issues Commercial Paper?




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Correct Ans:Corporates
Explanation:


77. What is the maximum period for which domestic term deposits are normally accepted by banks in our country?




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Correct Ans:10 years
Explanation:


78. The balance sheet of a bank comprises of two sides; the assets side and the liabilities side. Which one of the following items comes under the side of' 'Assets'?




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Correct Ans:Money at call and short notice
Explanation:


79. What does the letter 'L' stands for in the term LAF commonly used in financial/economic news?




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Correct Ans:Liquidity
Explanation:


80. Which of the following is a type of indirect security?




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Correct Ans:Mutual Funds
Explanation:



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