Finance Questions and Answers updated daily – General Knowledge



170 Finance Questions and answers section with explanation for various online exam preparation, various interviews, General Knowledge Finance online test. Finance Questions with detailed description, explanation will help you to master the topic.

Finance Questions

1. Which one of the following can be described as a secondary function of commercial banks in India?



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Correct Ans:Purchase and Sale of Securities
Explanation:


2. Bank branches which can undertake foreign business directly are known as in foreign exchange.



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Correct Ans:Authorized dealers
Explanation:


3. Recently, International Monetary Fund (IMF) has retain India's GDP forecast at how much per cent for 2016?



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Correct Ans:7.50%
Explanation:


4. As per the Railway Budget 2016-17, the operating ratio for has been targeted at ___



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Correct Ans:92%
Explanation:


5. What is the minimum tenor of recently launched Sovereign Gold Bonds scheme?



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Correct Ans:8 years
Explanation:


6. In 'Basic Savings Bank Deposit Account', total credits in such accounts should not exceed ____ rupees in a year.



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Correct Ans:One lakh
Explanation:


7. In what denominations Commercial Paper (CP) can be issued ____.



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Correct Ans:Rs. 5 lakh
Explanation:


8. Non-Banking Financial Companies (NBFCs) cannot offer interest rates higher than the ceiling rate prescribed by RBI? What is the present ceiling?



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Correct Ans:12.50%
Explanation:


9. Loan taken by a small farmer will be considered a loan for agricultural purpose by a bank
A. Purchase of tractor
B. Purchase of seeds
C. Purchase of gold for marriage of the daughter



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Correct Ans:Both (A) and (B)
Explanation:


10. Many a times, we read about Special Drawing Right (SDR) in newspapers. As per its definition. SDR is a monetary unit of the reserve assets of which of the following organizations/agencies ?



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Correct Ans:International Monetary Fund (IMF)
Explanation:


11. Which bank has launched “work-from-home” for its women employees?



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Correct Ans:ICICI Bank
Explanation:


12. Which among the following is India's highest foreign exchange earner sector?



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Correct Ans:Engineering Exports
Explanation:


13. What will be the EPF contribution of the Government of India for all new employees for the first three years of their employment?



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Correct Ans:8.33%
Explanation:


14. Through which platform Non-Resident Indians can open national pension system accounts online?



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Correct Ans:e-NPS
Explanation:


15. DSCR indicates the ability of a company to ____________



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Correct Ans:meet its long term debt obligations
Explanation:


16. In corporate hedging, which one of the following types of risks can be covered?



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Correct Ans:Currency risk
Explanation:


17. Census is done in India after a gap of every



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Correct Ans:10 years
Explanation:


18. Which one of the following factors influence working capital of a
unit?



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Correct Ans:Production policy only
Explanation:


19. Federal Reserve's is the Central Bank of



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Correct Ans:USA
Explanation:


20. Markets regulator, the Securities and Exchange Board of India (SEBI) had increased the Foreign Portfolio Investors (FPI) investment limit in Central Government securities. The limit for long term FPIs in central govt securities will be enhanced to what amount from April 4, 2016?



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Correct Ans:Rs. 50,000 crore
Explanation:



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