MoU for Swavlamban Health Insurance Scheme for Disabled Persons Signed

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MoU for Swavlamban Health Insurance Scheme for Disabled Persons Signed

Who: MoU for Swavlamban Health Insurance Scheme for PwDs
What: Signed
When: 21 September 2015

The Trust Fund for Empowerment of Persons with Disabilities, under the Department of Empowerment of People with Disabilities (DEPwD), Ministry of Social Justice and Empowerment (MOSJ&E), signed a Memorandum of Understanding (MoU) with the New India Assurance Company Limited on 21 September 2015.

The MoU aims at providing an affordable health insurance, Swavlamban Health Insurance Scheme, for the Persons with Disabilities (PwDs). It also aims to improve the general health condition & quality of life of persons with disabilities.

Main features of the Scheme

•    The insurance scheme will provide comprehensive cover to the PwD beneficiary, spouse and two children.
•    The insurance will have a single premium across age band.
•    It can be availed by the beneficiary aged between 18 years and 65 years with family income of less than 300000 rupees per annum.
•    The scheme will also provide health insurance cover of up to 200000 rupees per annum as family floater.

Under the MoU, the New India Assurance Company Limited will build a network of hospitals to provide cashless treatment to the insured.

The scheme will be implemented through active participation of the National Institutes and Composite Regional Centres for Persons with Disabilities (CRC’s) under the DEPwD, MOSJ&E.