Hdfc Home Loan Interest Rates

Last modified:2019-12-13


HDFC Home Loan Interest Rates are considered to have best deals among the Home Loan providers. HDFC Home Loan Interest Rates are the lowest and special interest rates are given for Women. HDFC Home Loan Interest Rate on different type of home loans and other details are given in the article.

You Can Also Search for Home Loan

#1. Home Loan
#2. Home Loan EMI Calculator
#3. Home Loan Interest Rates
#4. HDFC Home Loan
#5. SBI Home Loan
#6. HDFC Home Loan Login
#7. SBI Home Loan Interest Rate
#8. DHFL Home Loan
#9. Indiabulls Home Loan
#10. ICICI Home Loan
#11. Axis Bank Home Loan
#12. Housing Loan
#13. Home Loan Eligibility Calculator
#14. LIC Home Loan
#15. SBI Home Loan Calculator
#16. HDFC Home Loan Calculator

An Overview of HDFC Home Loan Interest Rates 

A new home is just not something like a new phone. New homes are dream of many and the way to but it seems big and unsurmountable. Many fear opting for a home loan because of the higher interest rates, but HDFC Home Loans being the top home loan providers in the Private sector banks gives best deals on Home Loan Interest Rates. Get a complete overview on HDFC Home Loan Interest Rates on different type of loans, other charges of HDFC Home Loan are given in the sections below.


What are the Types of HDFC Home Loan Interest Rates?

Apart categories of Interest Rates for Salaried and Self-employed which is on common basis, HDFC Home Loans Interest Rates are basically given for all type of Home Loans and also for both salaried and self-employed under any one of the two categories opted by the applicant. 
1. Adjustable Rate Home Loan - Home Loan under Adjustable Rate is linked to HDFC’s Retail Prime Lending Rate (RPLR). Based on the changes in the RPLR your interest rate will be revised. Increased rate will in turn increases the EMI component and decreases the principal amount and extension of loan term and vice versa.
2. TruFixed Home Loan - 2/3 Year Fixed Rate Variant - This offers a part time fixed rate and part time adjustable rate. Fixed rate can be availed until a period of 2 / 3 years after which it automatically converts to adjustable rate with a total term of 20 years.

What are the Repayment Options of HDFC Home Loan? 

HDFC has provided different modes of repayment of the acquired home loans. 
  • Step Up Repayment Facility (SURF)
  • Flexible Loan Installments Plan (FLIP)
  • Tranche Based EMI
  • Accelerated Repayment Scheme
  • Telescopic Repayment Option

What are the HDFC Home Loan Interest Rates provided on Type of Loans?

HDFC provides home loans based on the needs of the applicant. Similarly there are different interest rates being fixed for each type of loans and other charges associated with each loan also varies. Find below the different type of Home Loan Interest Rates given by HDFC for Resident Indians.
  • Interest Rates - New Homes
  • Interest Rates - Resale Homes
  • Interest Rates - Construction
  • Interest Rates - Balance Transfer
  • Interest Rates - Home Improvement Loans
  • Interest Rates - Home Extension Loans
  • Interest Rates - Plot Loans
  • Top Up Loans

What are the HDFC Home Loan Interest Rates for New Homes?

Basically the Interest rate slab is divided into based on few criteria given below
  • For Women and For Others
  • Income up to 30 Lakh and Income above 30 Lakh
  • For Salaried and For Self-Employed
Check the HDFC Home Loan Interest Rates on New Homes for both Adjustable and Fixed Rates
 

Loan Slab

Interest Rates

Adjustable

TruFixed Loan

For Women (upto 30 lakh)

8.40 to 8.90

8.50 to 9.00

For Others (upto 30 lakh)

8.45 to 8.95

8.55 to 9.05

For Women (above 30 lakh)

8.50 to 9.00

8.60 to 9.10

For Others (above 30 lakh)

8.55 to 9.05

8.65 to 9.15

What are the HDFC Home Loan Interest Rates for Resale Homes?

Loan Slab

Interest Rates

Adjustable

TruFixed Loan

For Women (upto 30 lakh)

8.40 to 8.90

8.50 to 9.00

For Others (upto 30 lakh)

8.45 to 8.95

8.55 to 9.05

For Women (above 30 lakh)

8.50 to 9.00

8.60 to 9.10

For Others (above 30 lakh)

8.55 to 9.05

8.65 to 9.15

What are the HDFC Home Loan Interest Rates for Construction?

Loan Slab

Interest Rates

Adjustable

TruFixed Loan

For Women (upto 30 lakh)

8.40 to 8.90

8.50 to 9.00

For Others (upto 30 lakh)

8.45 to 8.95

8.55 to 9.05

For Women (above 30 lakh)

8.50 to 9.00

8.60 to 9.10

For Others (above 30 lakh)

8.55 to 9.05

8.65 to 9.15

What are the HDFC Home Loan Interest Rates for Balance Transfer?

Loan Slab

Interest Rates

Adjustable

TruFixed Loan

For Women (upto 30 lakh)

8.40 to 8.90

8.50 to 9.00

For Others (upto 30 lakh)

8.45 to 8.95

8.55 to 9.05

For Women (above 30 lakh)

8.50 to 9.00

8.60 to 9.10

For Others (above 30 lakh)

8.55 to 9.05

8.65 to 9.15

What are the HDFC Home Loan Interest Rates for Home Improvement Loans?

Loan Slab

Interest Rates

Adjustable

TruFixed Loan

For Women (upto 30 lakh)

8.40 to 8.90

8.50 to 9.00

For Others (upto 30 lakh)

8.45 to 8.95

8.55 to 9.05

For Women (above 30 lakh)

8.50 to 9.00

8.60 to 9.10

For Others (above 30 lakh)

8.55 to 9.05

8.65 to 9.15

What are the HDFC Home Loan Interest Rates for Extension Loans?

Loan Slab

Interest Rates

Adjustable

TruFixed Loan

For Women (upto 30 lakh)

8.40 to 8.90

8.50 to 9.00

For Others (upto 30 lakh)

8.45 to 8.95

8.55 to 9.05

For Women (above 30 lakh)

8.50 to 9.00

8.60 to 9.10

For Others (above 30 lakh)

8.55 to 9.05

8.65 to 9.15

What are the HDFC Home Loan Interest Rates for Plot Loans?

Loan Slab

Interest Rates

Adjustable

TruFixed Loan

For Women (upto 30 lakh)

8.40 to 8.90

8.50 to 9.00

For Others (upto 30 lakh)

8.45 to 8.95

8.55 to 9.05

For Women (above 30 lakh)

8.50 to 9.00

8.60 to 9.10

For Others (above 30 lakh)

8.55 to 9.05

8.65 to 9.15

What are the HDFC Home Loan Interest Rates for Top Up Loans? 

Loan Slab (Outstanding Home Loan + Top Up Loan)

Interest Rates (% p.a.)

Top Up Loan for Existing Customers

8.60 to 9.10

Loan Slab - For New Customer

Interest Rates (% p.a.)

For Women (upto 30 lakh)

8.40 to 8.90

For Others (upto 30 lakh)

8.45 to 8.95

For Women (from 30 lakh - 50 lakh)

8.50 to 9.00

For Others (from 30 lakh - 50 lakh)

8.55 to 9.05

What are the Eligibility Parameters Considered for HDFC Home Loan?

There are certain eligibility criteria HDFC expects from its customers to approve the home loan applied by the customer. HDFC checks the repayment capacity by of the customer by few of the below given parameters
  • Income
  • Age
  • Qualification
  • Number of dependants
  • Spouse’s Income
  • Assets
  • Liabilities
  • Stability and continuity of occupation
  • Savings history

National News related Articles

FASTag related Articles

Summit & Conference related Articles

Festival related Articles

IRCTC related Articles

Schemes related Articles

Cinema News related Articles

Cricket News related Articles

ATM Transcations - RBI related Articles

Whatsapp Messenger related Articles

Virat Kohli Hits a century related Articles

Reliance Jio related Articles

CIBIL related Articles

GST related Articles

Passport related Articles

Reliance Jio GigaFiber related Articles

Two Wheeler Loan related Articles

HDFC Loan Status related Articles

Gold Loan related Articles

Business Loan related Articles

Car Loan related Articles

Education Loan related Articles

Mudra Loan related Articles

Personal Loan related Articles

Home Loan related Articles

PAN Card related Articles

RRB related Articles

Business/Economy related Articles

related Articles

Arts & Culture related Articles

Index/List related Articles

Important Days related Articles

Sports News related Articles

Banking and Finance related Articles

Paytm Payments Bank related Articles

Awards related Articles

Technology News related Articles

Environment related Articles

MoU & Agreement related Articles

Visits related Articles

Science & Technology related Articles

Vodafone Idea related Articles

National related Articles

Link Aadhar With Bank Account related Articles

AADHAR CARD related Articles

Link Aadhar With OTHERS related Articles

Link Aadhar With Mobile Number related Articles






सरकारी नौकरी अब हिंदी में





FreshersLive - No.1 Job site in India. Here you can find latest 2019 government as well as private job recruitment notifications for different posts vacancies in India. Get top company jobs for both fresher and experienced. Job Seekers can get useful interview tips, resume services & interview Question and answer. Practice online test free which is helpful for interview preparation. Register with us to get latest employment news/rojgar samachar notifications. Also get latest free govt and other sarkari naukri job alerts daily through E-mail.