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Ing Vysya Bank Hiring BE/B.Tech, BCA, B Sc freshers 2015 for Relationship Officer at Barnala

BE/B.Tech, BCA, B Sc Fresher’s required for the position Relationship Officer in Ing Vysya Bank Ltd at Barnala. Interested and eligible candidates who have strong skill sets on desired profile can apply online for the requirement with the link given below. Find the job description, eligibility criteria, exact venue and interview details for more information. Ing Vysya Bank Hiring BE/B.Tech, BCA, B Sc freshers 2015 for Relationship Officer at Barnala. Candidates who have completed BE/B.Tech, BCA, B Sc can apply for this job from Ing Vysya Bank Ltd.

Job Details:

Company Name: Ing Vysya Bank Ltd
Qualification: BE/B.Tech, BCA, B Sc
Job Post Name: Relationship Officer – ARB
Experience: 0 – 2 yrs
Job Location: Barnala (Punjab State)
Salary: NA
Total No of Vacancy: NA

Job Description:

Reach Business goals through qualitative business, convert leads to business opportunities, negotiating terms to meet client requirements within the broad policy norms of the Bank and be the interface between the bank and the client for the ARB segment.

Principal Accountabilities of the Role:-

1. Reach the Targets set for Business and Contribution.
Sourcing, converting leads to Business, negotiation and Monitoring growth
He / She should have thorough knowledge on the preparation of Credit proposals, Credit administration, Credit risk, Credit Monitoring Specifically ARB Advances Portfolio.
Credit Marketing and achieving given target.
Putting up of proposals collecting all the requisite details to the appropriate sanctioning authority.
Obtaining proper documents and presenting the same to appropriate authorities (CAPU) for clearance and disbursal of the loan / advances.
Adhering to all the sanction terms & conditions, and closely monitoring the account.
Obtaining of data from the customers, as per the sanction terms and putting up the same to the appropriate authorities with their comments.
Attending to RBA and other Inspections, Audit, RBI audits, and attending all their queries.
Monthly reporting the data to ARB Department: ROCO.
Claiming subsidy and maintaining registers wherever applicable.
Participation in BLBC / DCC meetings
Maintaining Healthy portfolio
Monitoring, periodical reviews/renewals of existing limits, Unit visits, discuss with clients for suggesting corrective measures etc., for mutual benefit.
Periodical inspection of securities / Unit Inspection, and reporting of the same to the higher ups with observations if any.

2. Cross selling

Provide leads; suggest suitable products to ARB clients to improve contribution and client base. I.e. Marketing of other services of IVBL & subsidiary services of IVBL/IVL

3. Reduction of NPA

Recovery, Monitoring, compromise through negotiations (or) resort to legal recourse.

4. Reach PSA, Agri and Weaker Section Goals

Identify specific segments/activities to finance, which qualify for PSA, Agri and Weaker sections.

5. Data integrity.

Ensure data integrity and proper tagging of ARB assets.

Educational Qualifications:

Graduate in Agricultural sciences is preferred.Preferably in Agricultural Sciences like Agri, Horti, Seri, Dairy, Veterinary sciences etc
Preferably BE / B.Tech/ BCA
Relevant Experience.
0-2 years at the branch level -front end.
Personal Characteristics & Behaviors
Market orientation
Decision making ability and negotiating skills.

Selection/Interview process:

Aptitude Test
Technical and HR Interview

Document Required (Original and Photocopies):

SSC Marksheet
HSC/Diploma Marksheet
Graduation & Post Graduation all years’ mark sheets
Photo ID proof (Pan Card/ Passport / Driving License / College ID)
2 photographs

Company Name
Number of
Staff Selection Commission Bihar
Tamil Nadu Public Service Commission
Union Public Service Commission
India Post
Odisha Public Service Commission
South Eastern Railway
Chhattisgarh Rajya Gramin Bank
Ministry of Home Affairs
Life Insurance Corporation of India
Odisha Staff Selection Commission
SBI Life Insurance
Uttar Pradesh Public Service Commission
Bangiya Gramin Vikash Bank
Rashtriya Ispat Nigam Limited / Visakhapatnam Steel Plant
Food Corporation of India
South Eastern Coalfields Limited
Airports Authority of India
Rajasthan Public Service Commission
Kerala Public Service Commission
Central Bureau of Investigation


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