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Zonal Head Jobs in Guwahati at North East Small Finance Bank - Apply Now

Zonal Head Jobs in Guwahati: On 21.09.2021, North East Small Finance Bank announced job notification for the post of Zonal Head has been released officially. Any Graduate, PG Diploma pass Can apply for this job openings. Candidates who meet the eligibility criteria alone can apply on the official website nesfb.com. The application process ends on 30.09.2021.
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Last updated: Sep 21, 2021 09:48 AM | Sruthi

Zonal Head Jobs in Guwahati at North East Small Finance Bank - Apply Now
Zonal Head Jobs in Guwahati at North East Small Finance Bank - Apply Now
Company Name North East Small Finance Bank Recruitment 2021
Post Name Zonal Head Jobs
No of Posts 5 Posts
Job Location Guwahati Jobs
Last Date to Apply 30/09/2021
Similar Jobs Assam Govt Jobs
Qualification Details:

a) Name of the Post: Zonal Head (A Zone Comprises Of 3-4 Clusters )

b) No. of Position: 5

c) Location: The selected candidates posting shall be across North East States and as deemed fit by Management from time to time.

d) Qualification: Graduation in any discipline from a recognized university. PG diploma in Management preferred

e) Experience: Minimum 12-15 years of experience in banking with at least 3 years as a Cluster/Zonal/Area/Region Head or equivalent in other Banks. Shall be responsible for looking after a minimum of 20 Bank branch offices and approximately 200 staff members. Shall be responsible for overall business growth (both Asset and Liability), Recovery & NPA Management as well as People Management

f) Job Description:

1. Co-develop the overall Branch Banking strategy in line with the corporate strategy to ensure alignment to specific nuances of the zonal area in collaboration with Head - Branch Banking
2. Develop the zonal strategy in line with overall branch banking strategy ensuring optimum customization and alignment to specific zonal (regional) requirements
3. Develop and oversee the implementation of branch banking policies, procedures and controls covering all areas of Branches activity so that all relevant procedural/legislative requirements are fulfilled while delivering a quality, cost-effective service to customers at the zonal level
4. Oversee the consolidation and recommend the Zonal budget and monitor financial performance versus the budget so that the business is aware of anticipated costs/revenues, areas of unsatisfactory performance are identified and potential areas of cost reduction or performance improvement opportunities are capitalised upon.
5. Manage overall zone operations, responsible for achieving the overall zone level business plans
6. Maintain and leverage relationships with clients and source new clients
7. Assume responsibility for overall risk management and audit assistance at zone level
8. Ensure overall growth, revenue & profitability of the Retail (including Microfinance) and Agri. banking product portfolio for the zone
9. Responsible for support in product development, policy, systems and processes, marketing and driving sales of all Retail Asset and Liability (including Microfinance) and Agri. business in the Bank for the particular zone
10. Provide inputs to products team in identification of new product requirements as per business plans and market intelligence for the particular zone
11. Ensure penetration of new and innovative asset & liability products in new customer segments while consolidating the existing customer base for the particular zone
12. Track product performance of all new products and recommend modifications (if required) based on feedback received from various internal and external stakeholders
13. Develop the business strategy for the zone in consultation with Head - Branch Banking and Head - Business incorporating inputs from the branch managers
14. Oversee all operational activities including branch network covering all branches and customer service points of the zone
15. Ensure successful service delivery and end-to-end customer satisfaction for zonal business operations
16. Oversee operations pertaining to assets and liabilities such as disbursals, account opening, customer communication and dispatch, customer servicing operations, collateral administration, etc. For the particular zone
17. Liaise with local authorities, government departments, Asset and Liability clients, MSME clients, high net worth individuals etc. for the particular zone
18. Work closely with MSME and Institutional banking teams to ensure functional objectives and provide oversight to the zonal team for the same
19. Supervise the implementation of agreed SLAs for assets and liabilities such as lead generation, customer servicing, anti-attrition, etc. for the zone; take corrective action where necessary
20. Conduct regular follow-ups with sales team across branches under the zonal jurisdiction to supervise performance against targets
21. Identify and mitigate risks in identified processes and operational activities for the zone
22. Review and recommend modifications to the Bank’s Retail (including Microfinance) and Agri. credit policy and process as per requirements of the zone
23. Oversee analysis of credit data to determine risk involved in extending credit in collaboration with credit and credit risk team for the particular zone
24. Support the growth in asset portfolios in a prudent manner and enhance sales to good accounts Any other additional responsibility could be assigned to the role holder from time to time as a standalone project or regular work. The same would be suitably represented in the Primary responsibilities and agreed between the incumbent, reporting officer and HR.

Selection Procedure :

Only eligible candidates will be considered and communicated.

How to Apply :

Last date of application: Thursday, 30 September 2021

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