RHFL Jobs 2019: 01 Credit Officer Vacancy for Any Graduate published on 21st December 2017

On 21/12/2017, RHFL announced Job notification to hire candidates who completed Any Graduate for the position of Credit Officer.
Vacancy 1 Credit Officer
Qualification Any Graduate
Vacancies 01 Post
Salary Rs. 7,00,000/- Per Annum
Experience 3 - 6 years
Job Location Bengaluru|Bangalore
Walk-In Date
30/12/2017
Other Qualification Details:

i. Eligibility: 
1. Any Graduation (10+2+3 format) from a UGC recognized university. Post graduation & professional qualification shall be given additional weightage.
2. Minimum 3 years experience (for age not exceeding 28 years) in credit appraisal in HFCs/ Banks/ FIs in HOME LOAN. For further age relaxation, commensurate additional experience would be required.
3. Fluency in Kannada besides English (read, write & speak) is must. Working knowledge of Hindi will be advantageous.
4. Early joining will be preferred.
5. For recruitment in all cadres, candidates (internal-applying for lateral entry / external) having pending disciplinary action against them at the time of applying for the position or having been punished under disciplinary proceedings in last 5 years will not be considered eligible. All appointments are subject to satisfactory reference / background verification 

ii. Job Description:
1. Scrutiny of loan applications online and ascertaining eligibility vis-à-vis different loan products of RHFL.
2. Ascertaining KYC compliance for processing of applications
3. Assessment of Borrower's Income – Both salaried and self-employed cases.
4. Analysis of Balance Sheet and other financial statements.
5. Assessment of value of properties with the help of Guideline Value and Market Value and verification of reports given by Panel valuers in assessment of value of properties.
6. Verification of legal opinion.
7. Appraisal and Sanction of Loans in conformity with Credit Policy of the company.

iii. Pay & Perquisites: CTC starting from Rs. 7.00 lakhs per annum (fixed + variable). Experienced candidate could be compensated suitably as per market norms and discretion of the Management. Probation period: 1 year, extendable based on performance

Age: Age not exceeding 28 years as on 01-12-2017 (relaxation up to 40 years of age can be considered based on commensurate, relevant prior experience)
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Walk in Address And Time

Repco Home Finance Limited 744, Seventh Floor, ‘A’ Wing, Mittal Tower, M.G.Road, Bangalore – 560 001 at 1 pm – 4 pm (Candidates must register between 10.00 AM and 12 noon)

Selection Procedure

Selection Will be Based either Written Exam/Interview

How to Apply

i. Eligible candidates are requested to attend the WALK-IN INTERVIEW with all original testimonials, all experience certificates, last 3 months pay slip along with 1 set of photocopy, 2 colour passport size photos, ID proofs and 2 sets of duly filled in Bio-data as per enclosed format at the following venue on stipulated date(s) & time: DATE : 30.12.2017 –( SATURDAY) TIME : 1 pm – 4 pm (Candidates must register between 10.00 AM and 12 noon) VENUE: Repco Home Finance Limited 744, Seventh Floor, ‘A’ Wing, Mittal Tower, M.G.Road, Bangalore – 560 001 (Mobile : 8884000309 Email-id: ro-bangalore@repcohome.com)

ii. The Company reserves the right to accept / reject any /all candidacy without assigning any reason or even abandon the recruitment process. The Company also reserves the right to offer suitable cadre/posting /emoluments to candidates as per its own discretion depending on profile, past experience and performance in the selection process etc. No further communication/ correspondence in this regard will be entertained. Bringing outside influence will lead to disqualification. Internal Candidates from RHFL / Repco Bank shall only apply with NOC. [ POST CODE: CREDIT/BGL/DEC 2017 ]



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