Banking & Finance Current Affairs 2023 - Current Affairs Today

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Last Updated: May 2, 2022

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  • Union Bank Is The First Public Sector Bank That Goes Live On Account Aggregator Framework

    578 days ago
    The Union Bank of India is the first public sector bank to join the Account Aggregator (AA) ecosystem. Highlights: The framework makes it possible for regulated businesses to share financial data in real-time. The Reserve Bank of India has granted AAs permission to facilitate data flow between Financial Information Providers (FIPs) ....

    A New Feature BOB World Gold Scheme Introduced For Senior Citizens

    580 days ago
    Bank of Baroda has introduced "BOB World Gold," a new feature for seniors and the elderly on its bob World mobile banking platform. Highlights: It's a one-of-a-kind digital banking platform created for senior consumers who want a simple, smooth, and secure mobile banking experience. This platform is simple to navigate, with ....

    SBI Cards And TCS Ties-Up To Increase Digital Transformation

    582 days ago
    Tata Consultancy Services (TCS) has expanded its strategic collaboration with SBI Cards and Payments Services Ltd to support the digital transformation of SBI Cards. Highlights: TCS assisted SBI Cards in transforming its primary cards sourcing platform and digitizing a large part of the process. Since 2008, TCS has been supplying ....

    Airtel Payments Bank And IndusInd Bank Ties Up To Provide FD Facility

    582 days ago
    Customers of Airtel Payments Bank can now open a fixed deposit (FD) accounts with IndusInd Bank. On the Airtel Thanks app, customers may open FDs ranging from Rs 500 to Rs 190,000. Highlights: Customers of Airtel Payments Bank savings accounts will receive an interest rate of up to 6.5 percent per annum due to this agreement, and senior ....

    RBI Fined Manappuram Finance Rs 17.63 Lakh For Failing To Comply With KYC Regulations

    588 days ago
    The Reserve Bank of India (RBI) penalized Manappuram Finance Ltd Rs 17.63 lakh for failing to comply with Know Your Customer (KYC) and Prepaid Payment Instruments laws (PPIs). Highlights: The RBI has penalized Manappuram Finance Limited Rs 17,63,965 for violating specific regulations of the Master Direction on Issuance and Operation of Prepaid ....

    SBI Raised $500 Million Through IFSC GIFT City Branch

    589 days ago
    SBI, India's largest commercial bank, has raised USD 500 million through a three-year syndicated credit facility at its Gujarat International Finance Tec (GIFT) City office of the International Financial Services Centre (IFSC). Highlights: SBI, India's largest commercial bank, has raised USD 500 million through a three-year syndicated ....

    Punjab National Bank Marks Its 128th Foundation Day on 12 April

    592 days ago
    On April 12, 2022, Punjab National Bank, India's second-largest bank, celebrated its 128th Foundation Day. Highlights: On April 12, 2022, Punjab National Bank, India's second-largest bank, celebrated its 128th Foundation Day. PNB's MD and CEO, Atul Kumar Goel, has announced a cardless cash withdrawal service and a virtual ....

    KVGB Introduced Vikas Siri Sampat-1111 Scheme

    598 days ago
    Karnataka Vikas Grameena Bank (KVGB), a Dharwad-based regional rural bank, has launched a 1,111-day deposit scheme. Highlights: P Gopi Krishna, the Chairman, revealed that the 1,111-day deposit pays 5.70 percent interest to the general public and 6.20 percent to senior citizens during the introduction of the 'Vikas Siri Sampat-1111' ....

    Indus Merchant Solutions App Won Digital CX Awards 2022

    599 days ago
    The Digital CX Awards 2022 went to 'Indus Merchant Solutions,' a mobile app for IndusInd Bank merchants, for 'Outstanding Digital CX – SME Payments.' Highlights: The Digital CX Awards 2022 went to 'Indus Merchant Solutions,' a mobile app for IndusInd Bank merchants, for 'Outstanding Digital CX – SME ....

    RBI Fined Axis Bank and IDBI Bank Rs 93 Lakh Each

    599 days ago
    The Reserve Bank of India reported that IDBI Bank and Axis Bank were fined Rs 93 lakh for many breaches, including KYC rules. Highlights: The Reserve Bank of India reported that IDBI Bank and Axis Bank were fined Rs 93 lakh for many breaches, including KYC rules. The RBI, on the other hand, maintained that the fines are based on ....

    A Cooperative Bank For Milk Producers Has Been Established In Karnataka

    602 days ago
    Basavaraj Bommai, Chief Minister of Karnataka, establishing the 'Nandini Ksheera Samridhi Cooperative Bank' is a game-changing move. Highlights: Basavaraj Bommai, Chief Minister of Karnataka, establishing the 'Nandini Ksheera Samridhi Cooperative Bank' is a ground-breaking move that will give milk farmers more financial stability. ....

    Positive Pay System Made Compulsory For Cheque Payments Worth Rs 10 lakh By PNB

    602 days ago
    For cheque payments of Rs 10 lakh and above, Punjab National Bank has adopted the Positive Pay System (PPS), which is now mandatory. Highlights: For cheque payments of Rs 10 lakh and above, Punjab National Bank has adopted the Positive Pay System (PPS), which is now mandatory. This is being done to protect the company's 180 million ....

    Repo And Other Key Rates Are Unchanged in 2022 RBI Monetary Policy

    602 days ago
    The six-member Monetary Policy Committee (MPC) unanimously opted to maintain the repo rate at 4%. Highlights: The six-member Monetary Policy Committee (MPC) unanimously opted to maintain the repo rate at 4%. As a result of Russia's invasion of Ukraine, the MPC committee kept the reverse repo rate at 3.35 percent, unchanged. ....

    Super-App UnionNXT And Digital Project SMBHAV Launched By Union Bank

    603 days ago
    Union Bank of India has introduced UnionNXT, a super-app, and SMBHAV, a digital transformation initiative. Highlights: Union Bank of India has introduced UnionNXT, a super-app, and SMBHAV, a digital transformation initiative with a budget of Rs 1,000 crore for the current financial year 2022-23. (FY23). The public sector lender ....

    HDFC Bank And HDFC Ltd. Are Going To Be Merged

    604 days ago
    HDFC Ltd. and HDFC Bank Ltd.'s boards of directors adopted a composite scheme to merge HDFC Investments Ltd. and HDFC Holdings Ltd with and into HDFC Ltd. Highlights: HDFC Ltd. and HDFC Bank Ltd.'s Boards of Directors authorized a composite scheme for the merger of HDFC Investments Ltd. and HDFC Holdings Ltd with and into HDFC Ltd; ....

    HDFC Bank Chosen As The Best Performing Bank in SHG Linkage by DAY-NRLM

    604 days ago
    Deendayal Antyodaya Yojana – National Rural Livelihood Mission has named HDFC Bank Limited the Best Performing Bank in Self Help Group (SHG) Linkage (DAY-NRLM). Highlights: Deendayal Antyodaya Yojana – National Rural Livelihood Mission has named HDFC Bank Limited the Best Performing Bank in Self Help Group (SHG) Linkage (DAY-NRLM). ....

    HDFC Bank Chosen As The Best Performing Bank in SHG Linkage by DAY-NRLM

    604 days ago
    Deendayal Antyodaya Yojana – National Rural Livelihood Mission has named HDFC Bank Limited the Best Performing Bank in Self Help Group (SHG) Linkage (DAY-NRLM). Highlights: Deendayal Antyodaya Yojana – National Rural Livelihood Mission has named HDFC Bank Limited the Best Performing Bank in Self Help Group (SHG) Linkage (DAY-NRLM). ....

    The WMA Limit For States/UTs Changed To Rs 47,010 Crores By RBI

    604 days ago
    The Reserve Bank decreased state and union territory Ways and Means Advances (WMA) to Rs 47,010 crore from Rs 51,560 crore on Friday, citing an improvement in the economic situation. Highlights: The Reserve Bank decreased state and union territory Ways and Means Advances (WMA) to Rs 47,010 crore from Rs 51,560 crore on Friday, citing an ....

    SEBI Launched ideathon Manthan To Increase Innovation In Securities Business

    605 days ago
    According to the Sebi Chairperson, India is well-positioned to use technology in the securities market to provide tailored solutions to individuals across the country at a cheap cost. Highlights: Sebi Chairperson Madhabi Puri Buch said that India is best positioned to harness technology in the securities market to provide bespoke solutions ....

    Axis Bank Acquired Citibank's India Consumer Business For USD 1.6 Billion

    608 days ago
    Citigroup has stated that Axis Bank will acquire Citibank's India consumer division in an all-cash agreement for USD 1.6 billion (Rs 12,325 crores). Highlights: Citigroup has stated that Axis Bank will acquire Citibank's India consumer division in an all-cash agreement for USD 1.6 billion (Rs 12,325 crores). Citibank India's ....

    Deadline For Banks To Utilize Lockable Cassettes In ATMs

    608 days ago
    The RBI has extended the deadline for banks to adopt lockable cassettes that can be exchanged while cash refilling in their ATMs. Highlights: The RBI has extended the date for banks to utilize lockable cassettes in their ATMs that may be swapped during cash replenishment to March 31, 2023. According to a notification issued on April ....

    Central Bank of India To Digitize Customer Onboarding In Partnership With Kwik.ID

    608 days ago
    Kwik.ID has partnered with the Central Bank Of India to provide digital Know Your Customers (KYC) and eKYC on its network all over India. Highlights: Kwik.ID has partnered with the Central Bank Of India to provide digital Know Your Customers (KYC) and eKYC on its network all over India. The partnership aims to provide smooth onboarding ....

    HDFC ERGO Started Digital Customer Engagement And Rewards Program VAULT

    609 days ago
    The VAULT program has been launched by HDFC ERGO General Insurance Company. It is India's first digital consumer engagement and rewards program centered on an industry. Highlights: The VAULT program has been launched by HDFC ERGO General Insurance Company. It is India's first digital consumer engagement and rewards program ....

    Google Pay Tie-up With Pine Labs To Provide Tap to Pay To UPI Users

    609 days ago
    Google Play has introduced 'Tap to Pay for UPI,' a new feature that extends the Tap to Pay simplicity to the Unified Payments Interface (UPI). Highlights: Google Play has introduced 'Tap to Pay for UPI,' a new feature that extends the Tap to Pay simplicity to the Unified Payments Interface (UPI). The project was ....

    ICICI Bank Will Acquire 97% Shares In ONDC

    609 days ago
    ICICI Bank would own 97 percent of ONDC after purchasing 10,00,000 equity shares with a face value of Rs 100 apiece. Highlights: ICICI Bank would own 97 percent of ONDC after purchasing 10,00,000 equity shares with a face value of Rs 100 apiece. ONDC Stands for Open Network for Digital Commerce. The Open Network for Digital ....

    RBI Has Fined Rs 1 Crore To State Bank Of India

    610 days ago
    The RBI fined State Bank of India Rs 1 crore (Rupees One Crore Only) for failing to follow RBI guidelines. Highlights: State Bank of India (the bank) has been fined Rs 1 crore (Rupees One Crore Only) by the RBI for failing to follow the Reserve Bank of India (Frauds classification and reporting by commercial banks and select F.I.s) directives ....

    Max Life Insurance And PhonePe In Partnership Provide Consumers Financial Security

    611 days ago
    Max Life Insurance Limited has announced the launch of the Max Life Smart Secure Plus Plan, a pure risk premium life insurance plan, through the PhonePe app. Highlights: The Max Life Smart Secure Plus Plan, a non-linked, non-participating individual pure risk premium life insurance plan aimed at digitally savvy customers, has been launched ....

    RBIH Was Launched In Bengaluru By RBI Governor

    613 days ago
    RBI Governor Shaktikanta Das Launched the reserve bank Innovation Hub (RBIH) in Bengaluru on 24 March, which was established with a Rs 100 crore initial capital. Highlights RBI Governor Shaktikanta Das launched the reserve bank Innovation Hub (RBIH) in Bengaluru on 24 March, which was established with a Rs 100 crore initial capital contribution ....

    ICICI Bank Partners With Chennai Super Kings To Provide Co-Branded Credit Card

    616 days ago
    ICICI Bank has announced the launch of a co-branded credit card with Chennai Super Kings (CSK), one of India's most successful cricket teams. Highlights: ICICI Bank has announced the launch of a co-branded credit card with Chennai Super Kings (CSK), one of India's most successful cricket teams. The ICICI Bank Credit Card ....

    People's Co-operative Bank Ltd. Kanpur's License Canceled By RBI

    617 days ago
    The Reserve Bank of India (RBI) has revoked the license of Kanpur-based People's Co-operative Bank Limited. Highlights: The Reserve Bank of India (RBI) has withdrawn People's Co-operative Bank Limited's license in Kanpur, Uttar Pradesh, after the bank failed to comply with Sections 22(3)(a), 22(3)(b), 22(3)(c), 22(3)(d), and ....

    Green Deposits Program Launched By DBS Bank India

    617 days ago
    DBS Bank India has launched a Green Deposit Program for corporate clients, which provides a straightforward option for businesses to support environmentally friendly initiatives or opportunities. Highlights: DBS Bank India has launched a Green Deposit Program for corporate clients, which provides a straightforward option for businesses to ....

    RBI Issues Regulatory Framework For Microfinance Loans

    618 days ago
    The reserve bank of India has instructed regulated entities (REs) to lend to the microfinance sector. Highlights The reserve bank of India has instructed regulated entities (REs) lending to the microfinance sector to make sure that, loans are collateral-free not secured by a lien on the borrower’s deposit account, repayment obligations ....

    HDFC Bank To Launch New SmartHub Program And App

    619 days ago
    To give a digital push to small company loans, HDFC Bank has announced the launch of the "SmartHub Vyapar program" and the "AutoFirst" app, the following two initiatives/applications. Highlights: To give a digital push to small company loans, HDFC Bank has announced the launch of the "SmartHub Vyapar program" ....

    ICICI Bank Launched Co-branded Credit Cards

    622 days ago
    ICICI Bank established the 'Emirates Skywards ICICI Bank Credit Card' in partnership with Emirates Skywards, the airline's and flydubai's reward program. Highlights: ICICI Bank established the 'Emirates Skywards ICICI Bank Credit Card' in partnership with Emirates Skywards, the airline's and flydubai's reward ....

    RBI Innovation Hub And IIT Madras Ties With Boost Fintech Startups

    622 days ago
    A Memorandum of Understanding was signed between IIT Madras Incubation Cell (IITMIC) and RBI Innovation Hub (RBIH), a wholly-owned subsidiary of the Reserve Bank of India (MoU). Highlights: The IIT Madras Incubation Cell (IITMIC) and RBI Innovation Hub (RBIH), a wholly-owned subsidiary of the Reserve Bank of India, have signed a Memorandum ....

    On-Device Wallet Feature For UPI Users By NPCI

    623 days ago
    The National Payments Corporation of India (NPCI) has launched an "on-device" wallet function for customers of the Unified Payments Interface (UPI), dubbed "UPI Lite," to help with small-ticket transactions. Highlights: The feature is intended to relieve the load on the banking system while also simplifying the transaction ....

    BPCL Offers Digital Payment To Non-Internet Users

    623 days ago
    Bharat Petroleum Corporation Limited (BPCL) has launched UPI 123PAY to allow non-internet users to book cylinders. Highlights: Bharat Petroleum Corporation Limited (BPCL) has launched UPI 123PAY to allow non-internet users to book cylinders. This service will assist about 4 crore BharatGas customers in rural markets. BPCL ....

    Axis Bank Titled Asian Bank Of the Year At IFR Asia Awards 2021

    623 days ago
    For its wide coverage and depth of competence in the Asian investment banking area, Axis Bank, India's third-largest private sector bank, has been named IFR Asia's Asian Bank of The Year. Highlights: Axis Bank, India's third-largest private sector bank, has been voted IFR Asia's Asian Bank of the Year for its breadth of coverage ....

    RBI's PPI Interoperability Guidelines Achieved By LivQuik

    627 days ago
    LivQuik is an RBI authorized Prepaid Payment Instrument Issuer to become the first-ever PPI issuer to achieve all the interoperability guidelines given by RBI for its PPIs. Highlights: RBI mandated all the PPI issuers to facilitate interoperability for KYC wallets by March 31, 2022, under Section 18 with Section 10(2) of the Payment and Settlement ....

    RBI Stops New Customers For Paytm Payments Bank Ltd

    629 days ago
    Reserve Bank of India (RBI) has led Paytm Payments Bank Ltd to stop onboarding the latest customers immediately. Highlights Reserve Bank of India (RBI) has directed Paytm Payments Bank Ltd to stop the onboarding of recent customers immediately. The bank has also been directed to appoint an IT audit firm to conduct a comprehensive System ....

    NaBFID Regulated Under RBI Act

    629 days ago
    RBI has announced that the national bank for Financing Infrastructure and Development (NaBFID) will be regulated and supervised as an All India financial institution (AIFI). Highlights Reserve Bank of India has declared that the national bank for Financing Infrastructure and Development (NaBFID) is regulated and supervised as an All India financial ....

    Panchtantra Launched By FM Sitharaman

    652 days ago
    Nirmala Sitharaman, the Finance Minister, has introduced the first color souvenir coin on the 'Panchtantra'. Highlights On the occasion of the 17th foundation day of Security Printing and Minting Corporation of India Limited, Finance Minister Nirmala Sitharaman launched the first color souvenir coin on 'Panchtantra' (SPMCIL). In ....

    Sovereign Gold Bonds Redemption

    654 days ago
    Reserve Bank of India (RBI) announced the redemption price for the premature redemption of Sovereign Gold Bonds (SGBs), which was due on February 8, 2022. Highlights: The redemption price is Rs 4,813 per unit. It's around 85% premium from its issue price of Rs 2,600, which was fixed in January 2016. The redemption price has assailed the ....

    Switch Operation of Rs. 1,19,701 crores Done By GoI

    658 days ago
    The Government of India has done a conversion switch transaction of its securities with the Federal Reserve Bank of India (RBI) for 1,19,701 crores. Highlights: The Government of India has done a conversion switch transaction of its securities with the Federal Reserve Bank of India (RBI) for 1,19,701 crores (face value). The transaction involved ....

    ADB: USD 4.6 bn Loans To India In 2021

    658 days ago
    The information officially released by the Asian Development Bank (ADB) provided a record USD 4.6 billion in sovereign lending to India in 2021. Highlights: The information officially released by the Asian Development Bank (ADB) provided a record USD 4.6 billion in sovereign lending to India in 2021. This included USD 1.8 billion towards ....

    First Revised GDP Released By NSO For FY21

    666 days ago
    The first revised GDP projections for the fiscal year 2021 were just announced by the National Statistical Office. Highlights: According to calculations, the economy shrank by 6.6 percent. Previously, the GDP had shrunk by 7.3 percent. The COVID pandemic and the ensuing lockdown are mostly to blame for the contraction. For 2020-21, the ....

    Global Private Banking Awards 2021

    671 days ago
    HDFC Bank is voted Best Private Bank in India at the Global Private Banking Awards 2021. Highlights: At the 'Global Private Banking Awards 2021,' organized by Professional Wealth Management (PWM) in a virtual ceremony, HDFC Bank was voted the 'Best Private Bank' in India. The Financial Times Group publishes PWM, a wealth ....

    PMC Bank Combines With Unity Small Finance Bank Ltd

    672 days ago
    The Government of India has sanctioned and notified the Scheme for amalgamating the Punjab and Maharashtra Co-operative Bank Ltd with Unity Small Finance bank Ltd. Highlights: The Government of India has sanctioned and notified the Scheme for amalgamating the Punjab and Maharashtra Co-operative Bank Ltd with Unity Small Finance Bank Ltd. This ....

    Deccahorn

    673 days ago
    Deccahorns are private companies with a market capitalization of more than 10 billion dollars. Highlights: Swiggy is the fourth Indian startup to receive the honor. Paytm, a FinTech, Oyo (a hotel aggregator), and Byjus are the other three companies that have already claimed the title (an Edtech). The first Deccahorn was Facebook. It was given ....

    Digital Payment Index By RBI

    679 days ago
    The Reserve Bank of India just announced the Digital Payment Index. Highlights: Digital payments in the nation surged by 40% in September 2021 compared to March 2021, according to the index. In September 2021, the index of online transactions was 304.06. In March 2021, it was 270.59. The online transaction measure was 217.74 in September ....