17 March 2016 Current Affairs: DFC Bank has launched SmartUp, a dedicated solution for startups, to fulfil all their banking needs.SmartUp has been launched in association with Zone Startups India (ZSI), a Mumbai-based start-up accelerator. "SmartUp is tailored to meet all the requirements of a startup, offering banking and payment solutions, along with advisory and forex services."This initiative is part of a larger effort by HDFC Bank to create an ecosystem to nurture the spirit of innovation and enterprise in the startup space.SmartUp for start-ups is a complete banking solution created by HDFC Bank. It not only provides basic banking transactions, but also valuable services like advisory services, forex and payment solutions.The benefits of SmartUp current account include—waiver of AMB (average monthly balance) for the first six months and extendable to 12 months, salary account for employees by waiving the minimum number of employees criteria, 'PayZapp' for business - a payment and collection solution and a dedicated relationship manager.Accountholders can also get recommendations of a chartered accountant for tax, regulatory and compliance issues. They also would have the opportunity to showcase products on SmartBuy to 32 million HDFC Bank customers.This offering has been created after working with them to understand their requirements and will be available across India, even in tier-2 and 3 cities which (are) emerging as start-up hubs.ZSI is a joint venture of Ryerson University Canada and Bombay Stock Exchange Institute. It has been operational for over two years and has helped over 70 startups.
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