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Chhattisgarh disburses over Rs 1,800 crore under MUDRA Yojana

Chhattisgarh disburses over Rs 1,800 crore under MUDRA Yojana
21 March 2016 Current Affairs: The Chhattisgarh government has disbursed Rs 1, 821-crore loans to several beneficiaries under the Pradhan Mantri MUDRA (Micro Units Development and Refinance Agency) Yojana (PMMY).In Chhattisgarh, 4,83,792 applications were received for seeking loans under the scheme since its inception,” a senior official in the state’s industry and commerce department.The banks disbursed Rs 1821.50 crore to the beneficaries, the official said, adding that the state government had been encouraging the young entrepreneurs to avail the benefits of the ambitious programme.The scheme was launched in April 2015 and was aimed to provide funding to the non-corporate, small business sector. According to officials, the scheme had been receiving good response in the state as youths were taking keen interest to avail the benefits. Under PMMY, loans between Rs 50,000 and Rs 10 lakh are provided to small entrepreneurs.Three products are available under the PMMY that include Shishu, Kishor and Tarun. The categories signify the stage of growth and funding needs of the beneficiary micro unit or entrepreneur. Shishu covers loans of up to Rs 50,000 while Kishor covers above Rs 50,000 and up to Rs 5 lakh. Tarun category provides loans of above Rs 5 lakh and up to Rs 10 lakh.The state government had designed a grass-root level planning to promote the Micro, Small and Medium Enterprises (MSME) for facilitating investment in the sector. Under the strategy designed, the department of commerce and industry had planned to organise workshop in each district in which public representatives have also been invited. The first phase of the programme covering six of the 27 districts in the state was near completion.


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