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If you are a shopaholic, then Standard Chartered Manhattan Platinum credit card is the card for you. The great cashbacks and exciting reward offers are the best part of this credit card. You can avail Standard Chartered Manhattan Platinum credit card once you fit into the eligibility criteria with a good credit background. Want to know more about the features and other details? Read on. https://www.fresherslive.com/credit-card/standard-chartered-manhattan-platinum-credit-card

Last modified:2019-10-23


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Features of Standard Chartered Manhattan Platinum Credit Card:

Standard Chartered Manhattan Platinum credit cards has a number of features designed to pull customer’s attention. It not only offers cashbacks but also rewards for specific purchases. Manhattan Platinum also provides good customer services to make customer’s experiences hassle free. Following are the remarkable features of Standard Chartered Manhattan Platinum credit card.

  • On all your shopping related spends, Standard Chartered Manhattan Platinum credit card offers cashback and rewards.
  • You can pay your Standard Chartered Manhattan Platinum credit card bill by convenient payment modes such as BillDesk, NEFT,IBFT, Visa Money Transfer, Internet Banking and more.
  • This allows you to earn up to Rs.500 as cashback every month and Rs.150 for each transaction. To earn cashback, you will have to spend a minimum of Rs.1,000 per transaction.
  • You can redeem your reward points for attractive offers mentioned in the rewards catalogue.

Benefits of Standard Chartered Manhattan Platinum Credit Card:

The main benefit customers experience with Manhattan Platinum credit card is that, it offers rewards or cashbacks for departmental store purchases which will be done by customers every month. So Standard Chartered bank has studied the needs of customers and has designed the credit card in a best way. Following are the benefits of Manhattan Platinum credit card

  • This card offers 5% cashback every time you use it to charge your department store and supermarket bills to it.
  • This credit card let you earn 5 reward points on every Rs.150 you spend on any other category.
  • You can avail 20% cashback (Maximum - Rs.600) every month on the amount spent on Uber rides.
  • Enjoy exclusive offers from Visa on this Card.

Fees & Charges of Standard Chartered Manhattan Platinum Credit Car

Fee Details Platinum Reward Card
Joining Fee 999
Annual Fee  999
Interest charges on retail purchases 3.49% per month
Interest charges on cash advances 3.49% per month
Cash advance fee 3% of the withdrawal amount, subject to a minimum of ₹300
Late Payment fee Rs. 100-800

Rewards of Standard Chartered Manhattan Platinum Credit Card

Attractive rewards = provide you with cash back and rewards whenever you shop with the Manhattan Platinum
Cash back facility = Earn 5% cash back every time you shop at supermarkets and department stores using your credit card.
3x rewards = Earn 3x rewards when you shop using your card, except at supermarkets and department stores
Details = The Standard Chartered Manhattan Platinum Credit Card provides you with several key benefits:
5% cash back on credit card expenditure at the below mentioned supermarkets & department stores*
  1. Reliance Fresh
  2. Big Bazaar
  3. Food Bazaar
3x rewards when you use your credit card to pay for:
  1. Hotels
  2. Dining
  3. Airline ticket reservation
  4. Fuel
Convenient payment options
  1. BillDesk
  2. NEFT / IBFT
  3. VISA Money Transfer
  4. Net Banking
  5. ECS
  6. Rewards and Redemption

Redeem your Reward points for a combination of exciting offers

  1. Earn upto INR 500 as cashback every month and INR 150 per transaction
  2. Spend at least INR 1000 per transaction to earn cashback

Eligibility and Documentation Requirements of Standard Chartered Manhattan Platinum Credit Card

Eligibility Requirement for your Standard Chartered Credit Card application:

  • Applicant's age should be between 21 and 65.
  • Applicant should have a stable monthly income.
  • Applicant should belong to credit cards sourcing cities or locations of the Bank.
  • All applications are subject to credit and other policy checks set by the Bank.

Documentation Requirement for your Standard Chartered Credit Card application:

  • Identity Proof (Any One of the following): Passport, PAN Card, Voter Id Card, Govt ID, etc
  • Address Proof (Any One of the following documents with current residence address): Passport, Driving License, Phone bill, Electricity / Other Utility bill, Rental agreement, Latest Other Bank / Credit Card statement
  • 1 recent passport-sized Photograph
Financial Documents:
  • Salaried: Latest one month salary slip
  • Self Employed Businessmen: Latest IT Returns with computation of income /Certified Financials, Last Business Continuity proof
  • Self Employed Professionals: Latest IT Returns, Business Continuity proof.

Standard Chartered Manhattan Platinum Credit Card Credit Limit

The credit limit, which is an extent up to which you can shop using a credit card, would be offered based on your earnings and the credit score you have. The more the income and credit score, greater can be the limit and vice-versa. The stability in the income earned by you can also be taken into account by Standard Chartered before ascertaining the limit for you. It’s good to be calculative and spend accordingly to get a bill that can be paid easily on or before the due date.

How to Apply for Standard Chartered Manhattan Platinum Credit Card?

So once you check the offers, fees & charges, you will feel like applying for Manhattan Platinum Credit Card. You can do so by visiting the official website of the bank. The following are the steps to apply for Credit card,

  • Step 1: Click here to start your application process
  • Step 2: Provide the details asked for
  • Step 3: Post submission the user will be able to see all the eligible cards. Filter out the Standard Chartered bank credit cards
  • Step 4: Click on ‘Check Eligibility’ against Standard Chartered Manhattan Platinum credit card
  • Step 5: Continue to provide all the required information

Standard Chartered Manhattan Platinum Credit Card Application Status

You can track your application made for the card on the website of Standard Chartered. All you need to do is to enter the application reference number, mobile number and click on ‘Submit’ button. You will then get to know the actual status, whether the application is approved, pending for approval or even rejected due to certain discrepancies.

Standard Chartered Manhattan Platinum Credit Card Statement

Maintain a good habit of glancing at the statement regularly to get updated with the transactions made by you in a particular billing cycle, the total dues, minimum due, etc. You can even get to see the due date of payment. Hence, the statement would help you plan your spends better if you find it to be going too much for you to pay on time.

Savings from Standard Chartered Manhattan Platinum Credit Card

Cashback Category Departmental stores and Supermarkets
Monthly Spends Rs. 10,000
Cashback Earned Rs. 500
Cashback Earned Annually (A) Rs. 6,000
3X Rewards Categories Other Category
Monthly Spends Rs. 20,000
Reward Points Earned Rs. 667
Reward Points Earned Annually Rs. 8,000
Value of Reward Points Earned (B) Rs. 2,560
Total Savings
(A+B) Category
Rs. 8,560

Special Offers of Standard Chartered Manhattan Platinum Credit Card

  • You can earn BookMyShow vouchers worth Rs. 2000 on Credit Card.
  • You will get to enjoy 20% cashback on Uber rides. You can save upto Rs 7,200 annually with this exclusive offer
  • You can enjoy 5% cash back at Croma with your Standard Chartered cards.
  • You will get 10% instant discount at Snapdeal every Saturday with your Standard Chartered card.
  • You can enjoy 10% cash back at Jabong.

What are the Interest Charges?

The monthly interest rate is calculated annually to arrive at the APR. Monthly Interest Rate is 3.1% per month and is annualized to arrive at an APR of 37.20%. Cash transactions will attract an interest rate of 3.49% per month (APR 41.88%). The APR at the time of credit card set up is fixed for 3 months and will be reviewed every 3 months based on your risk behaviour at the sole discretion of the Bank and the rate of interest applicable will vary between 2.49% pm (APR 29.88%) and 3.70% pm (APR 44.40%). The revised APR will be communicated via your monthly statement at the time of each revision and will be applicable for a period of 3 months from the date of revision.

Terms and Conditions - Manhattan Platinum Credit Card

  • Where the card account is regular and without over dues, the bank will offer cashback and reward points on the Manhattan Platinum credit card.
  • The bank executes cashback on the card account based on eligible transactions. Cash back means credit entry, subject to certain limits.
  • The percentage of the eligible transaction amount that would be given as cashback is known as cashback percentage which is subject to change as per the discretion of the bank. The card holder will be informed about the changes in the monthly card statement at least 30 days prior.
  • Eligible transaction means a transaction (not being cash withdrawal, cash advance, loan or any other category of transactions as may be decided from time to time by the bank at its sole discretion) belonging to promoted category successfully entered into using the card and not charged in return.
  • A category of transactions promoted from time to time by and/or subject to sole discretion of the bank is known as promoted category.
  • The promoted categories and the mentioned cash back percentages for the Manhattan Platinum credit card unless otherwise intimated are: 5% cash back on shopping at supermarket & department store and 3 reward point per Rs.150 spent on other spends.
  • The promoted categories defined from time to time shall have the same meaning as ascribed to the categories by Visa or MasterCard under their respective Merchant Category Codes. The franchisees have listed qualifying criteria for Merchant Establishments in order to qualify to be listed under a specified category, (like Department Stores, Supermarkets etc). The Merchant Establishment needs to have accordingly qualified and hence listed in the Promoted Category, in order for the transaction to be eligible for the Cash back.
  • The Cash back will be subject to a maximum of INR 150 per Eligible Transaction, however the total Cash back, shall be limited to INR 500 per month for all card(s) availed by the customer inclusive of any supplementary card(s).
  • Cash back will not be affected if the transaction value is below INR 1000 per transaction in Department Store & Supermarket.
  • The maximum Cash back and the minimum transaction value to be swiped in order to be eligible for the Cash back would be subject to change at the discretion of the bank. However any such change would be informed in the monthly credit card statement to the Cardmember.
  • The bank will inform the Cardmember/Account Holder about the promoted categories from time to time by indicating the same on the statement of the Card Account.
  • Returned purchases, disputed or unauthorized/fraudulent transactions, finance charges, Card Account fees and charged back transactions would not be given Cash back or Reward points under this program.
  • By signing on the application form for the Manhattan Platinum Credit Card the cardmember and the account holder expressly agree that the bank's decision on eligibility and correctness of the cash back and reward points given is final and binding.
  • To place a rewards redemption request minimum 500 points are required
  • Reward points are redeemable only against products, vouchers or services featured in the Rewards catalogue, and subject to their availability at the time of redemption.
  • Standard Chartered Bank gives no warranty with respect to quality/suitability of goods acquired through the Rewards programme.
  • Redemption orders will not be cancelled or withdrawn or changed once given.

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