HDFC Bank Credit Card Apply Online

HDFC Diners Premium Credit Card is an outstanding product offered by HDFC Bank. It has an attractive rewards program and benefits which attracts customers. HDFC Diners Premium Credit Card has an official website named HDFC Diners Club which can be used to book air tickets and hotels. It can also be used to know more offers and rewards offered from time to time. Interested to know more? Read on.
Updated: Aug 29, 2019 17:06 IST
HDFC Bank Credit Card Apply Online
HDFC Diners Premium Credit Card Credit Card. How to apply for a credit card, HDFC Diners Premium Credit Card Net banking, Check Eligibility, status, bill payment

What are the Features of HDFC Diners Premium Credit Card?

The features of a credit card must be designed in such a way that it attracts the customers. Similarly, HDFC Diners Premium credit card has remarkable features which are the main reason to pull customer’s attention to buy this card. Let's have a look at the main features of HDFC Diners Premium Credit Card.

  • Redemption: The reward points can be redeemed to book hotel or air tickets using HDFC Diners Club website. Customers can also redeem their points for air miles of Air India, Singapore Airlines and Jet Airways.
  • Airport Lounge Access: The customers can enjoy unlimited access to lounges at domestic airports and additionally visit international lounges five times a year at no additional cost.
  • Fuel Surcharge Waiver: The customer receives a fuel surcharge waiver when he/she uses this card for fuel filling.
  • Golf Program: The customers can enjoy complimentary access to golf lessons at certain golf courses in India. Each golf lesson will last for a minimum of 30 minutes and it includes green fees, instructors fee, and range golf balls.

What are the Benefits of HDFC Diners Premium Credit Card?

HDFC Diners Premium credit card offers several benefits to its customers so that they enjoy each and every transaction they do use this credit card. The most important benefit offered by Diners Premium credit card is insurance protection. Read the following to know more about insurance coverage offered by HDFC Diners Club.

  • The customers will receive Rs. 1 crore worth air accident coverage
  • The cardholder will get Rs. 25 lakhs worth emergency medical expenses coverage
  • Rs. 9 lakhs worth credit liability coverage can be availed by the cardholders.
  • Travel insurance coverage worth Rs. 50,000 will be provided in case of delay or loss of baggage.

What is the Rewards Program?

HDFC Diners Premium Credit Card has a super reward program which will be a treat to its customers who swipe their credit card to pay for their expenditures. You can earn reward points for most of the transactions which can be redeemed in the future. Let us have a look at the special rewards program offered by HDFC Diners Club:

  • A welcome gift of 2,500 reward points will be granted on a purchase of HDFC Diners Premium Credit Card to the customer.
  • The cardholder will be rewarded with 2,500 points on HDFC Diners Premium credit card renewal.
  • By using HDFC Diners Premium credit card for your hotel and air ticket bookings, the customer will earn 2x reward points.
  • On spending Rs. 40,000 in a period of 3 months using this card, the cardholder’s fee for the initial year will be reversed. If Rs. 3,00,000 is spent within the first 12 months of purchasing the card, the renewal fee will be waived off.
  • By using HDFC Diners Premium credit card the customers can enjoy concierge services as well. The concierge will make reservations on golf, dining, and hotels on your behalf and also assist you with other services.
  • For every Rs. 150 spent at retail stores, the cardholder will get 4 reward points and 8 reward points on every Rs. 150 spent on purchasing retail products on HDFC Bank Diners Club website using this card.

What are the Fees and Charges?

The fees and charges of each credit card will differ according to its features. Similarly, HDFC Diners Premium Credit Card also has its own fees and charges designed according to its features. A smart applicant will refer to all the terms and conditions well before applying for a credit card. For more details, you can visit the official website of HDFC Diners Club.

Fees and Charges Amount
The membership fee for the first year Rs. 2,500
The membership fee for card renewal  Rs. 2,500
Add on cards Up to 3 cards for a lifetime
Interest-free period Up to 50 days
Cash Advance fee on a transaction 2.5% (minimum Rs.300)
Revolving credit charges 3.25% per month
The markup on foreign currency 2%
Minimum Repayment Amount 5% (minimum Rs. 500)
Cash advance limit 40% of the credit limit
 

What is the Eligibility and Documentation Requirements:

The eligibility criteria for every card will vary according to its features and rewards. The applicant should fulfill the age criteria of the bank since it helps the bank to make an estimate of the earnings of the applicant and his/her repayment capacity. Hence, the bank demands the applicant to submit a few documents to prove their eligibility.

Eligibility Criteria:

  • For a self-employed applicant, the age criteria are that he/she must be 21 years old but not more than 65 years of agee
  • For a salaried applicant, the age criteria are that he/she must be 21 years old but not more than 60 years.
  • Minimum salary must be Rs.60,000 per month in case of a salaried applicant
  • In case of a self-employed applicant, he/she must have ITR > Rs. 7.2 Lakhs per annum to avail an HDFC Diners Premium credit card.

Documentation Requirements:

  • PAN Card
  • PAN card/ Ration Card/ Passport/ Driving license as an ID proof.
  • Aadhaar card/ Passport/ Driving license/ Rental agreement/ Electricity bill as an address proof.
  • Last 3 months salary slips and bank statement should be submitted as income proof.

How to Apply for an HDFC Diners Premium Credit Card?

An HDFC Diners Premium credit card can be availed by applying for it through online or offline mode. It can be applied online by logging on to the official website of HDFC Diners Club. And if the applicant prefers offline mode, he can simply visit the nearest HDFC branch to apply for an HDFC credit card. Go through the following steps to apply for a credit card online:

  • Step 1: Select the credit card you wish to apply for
  • Step 2: Click on ‘Apply Online’ button
  • Step 3: Fill your personal details such as name, date of birth, contact number, address etc.,
  • Step 4: Fill your employment details like gross monthly income, a name of the employer etc.,
  • Step 5: Enter the captcha code and submit the form



In case the applicant is going to visit the nearby branch, he will be asked to fill up a form and submit his documents for approval. If the bank is satisfied with the provided documents, the applicant will be granted an HDFC credit card.


How to pay my HDFC Diners Premium credit card bill?

The HDFC Diner Premium credit card bill will be generated at the end of the credit period. The cardholders are advised to pay their bill before the due date to avoid penalties. There are numerous ways through which HDFC bank customers can pay their HDFC bank credit card bills.

  1. Bill Desk
  2. Net banking
  3. HDFC Mobile banking
  4. NEFT
  5. ATM funds transfer
  6. Autopay
  7. Pay by cheque

In case the customer is not comfortable to pay his bills online, he can visit the branch and pay it through cash in the respective counter. He can also drop a cheque in the ATM dropbox by mentioning his credit card account number in the cheque.


How to check HDFC Credit Card Status of Application?

The application status can be checked easily through online. An alternate way of checking HDFC credit card application status can be done by contacting the customer care. Since that is a little painful process for most of the customers, HDFC has made it tension free by allowing the customers to check it through online. The user has to visit the official portal of HDFC bank. The status can be checked using the following:

ONLINE:

  1. The credit card application reference number and application form number: The status of the credit card application can be checked using the 16 digit reference number sent to the user through SMS. The application form number needs to be noted down before submitting the form to the bank. The status can also be checked by using the user’s date of birth mentioned in the application form. Follow the steps mentioned below to check your application status with the help of application form number:

  • Visit HDFC bank’s official website
  • Now enter details in the respective boxes displayed on the webpage.
  • Enter the mobile number mentioned in the application form along with the captcha.
  • Click ‘Submit’
  1. Through Mobile number: The user can visit the official portal of HDFC bank and enter his mobile number in the provided space post which an OTP will be sent to the user’s registered mobile number. Enter the OTP and click on ‘Submit’

  2. Through AirWay Bill number: In HDFC bank portal, the user has to enter the respective AirWay Bill number and click ‘Submit’

  3. Follow the steps below to check the status online:

  • Visit HDFC bank’s official website
  • Under ‘Products’ tab, you will find ‘Credit Cards’
  • Once you visit the credit cards page, click on ‘Track your Credit Card Application Status’ link available under ‘Important links’ tab
  • It will direct you to a new webpage where you will find blank columns to fill either one of above-mentioned reference numbers or mobile number.
  • Fill in the required details and click the ‘Submit’ button.

Once you submit all the details you will receive the status of your HDFC credit card application. Most of the time, the statuses will be like, ‘in process, dispatched, disapproved, on hold or no records found’. Based on the status you can decide.

If the status shows ‘In process’, then the bank is still reviewing your application and it will take a few more days to ship your credit card.

If the status says ‘Dispatch’, you would have received a message by then with the Airmail number of the booked shipment carrying your credit card. If you haven’t received any message, then you will probably receive it within the next 1 or 2 days. If it gets delayed, you can feel free to call the HDFC customer care.

If your application is on hold, the bank may contact you via SMS or email asking you for some missing or additional details or about any other issue with your application. Once the issues are resolved, they will resume the card processing.

If the status says ‘No Records Found’, then the details you entered is wrong or there is some other issue. If the details you entered are accurate and still you receive the same message then you can call the HDFC bank customer care.

OFFLINE:

When you do not have an active internet connection, you can simply contact the HDFC bank customer care to know about your application status. Make sure you have the application reference number and the application form number ready as you may be asked for the same during the call to let you know about the status of your application. Another way to check your application status is to visit the nearest HDFC bank. Provide the application reference number and application form number to the bank personnel and he/she will help you find out the status of your application.


Why Choose HDFC Diners Premium Credit Card?

There are several reasons why you should choose this HDFC Diners Premium Credit Card. It is an international card that offers multiple benefits related to travel, lifestyle, golf, etc., The main reason why you need this card is mentioned below

  • You will receive 2,500 reward points as a welcome gift
  • You will be rewarded with 2,500 points once again when you renew your credit card
  • On hotel and air ticket bookings, you will be receiving 2x reward points
  • You can have free access to airport lounges
  • On every Rs.150 spent at retail stores, you will be rewarded with 4 reward points
  • On every Rs. 150 spent on HDFC Bank Diners Club website, you will earn 8 reward points.

This credit card has amazing features and excellent reward program as mentioned above that cardholders can enjoy.


What are the Customer Care Services Offered by HDFC Diners Premium Credit Card?

The customers can reach the 24x7 customer care service in case they want to solve their queries. The Diners Club offers effective customer service to help the users to contact them in many ways. It can be done via mail, postal address and contact number. The below-mentioned information will be useful for the customers to contact the customer care service.

Postal address:

The Manager,
Customer Services,
HDFC Bank Cards Division,
P.O Box No. 8654,
Thiruvanmiyur P.O.,
Chennai - 600 041
Email: [email protected]
Toll-Free No: 1800 209 4006

For more detailed information about how to apply for this credit card and bill payment, you can visit HDFC Credit Card freshers live article by clicking this link


About HDFC Bank

HDFC, incorporated in the year 1994 can be expanded as Housing Development Financial Corporation. It can be stated as one of the largest privately-owned financial institutions in the country. It is a company headquartered in Mumbai, Maharashtra. HDFC bank provides a number of products and services including wholesale banking, retail banking, auto loans, two wheeler loans, loan against property and credit cards. It operates through a network of 4,729 branches and 12,259 bank ATMs in  2,669 towns in India. HDFC is also well known for its user-friendly online banking facilities and mobile app.
HDFC credit card allows its user to borrow funds and use it for the payment of goods and services. HDFC bank offers different types of credit cards for different types of customers with different income and needs. HDFC bank provides the credit card to its customers with a condition that the user will pay back the original borrowed amount plus any additional charges levied during the month.



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