IFSC Code. Discover exact and error-free IFSC Code, MICR Code for all Government, Private as well as Foreign Banks in India. Here you can obtain 160+ Bank IFSC Codes accurately in a jiffy. Grasp all essential information of your Bank branch viz Bank IFSC Code, MICR code, Address, Phone number, Branch code easily in this page. Here is the Complete list of all Bank IFSC Codes for your easy and quick money transfer through NEFT and RTGS. We update IFSC Code all Bank new branches regularly. Here You can easily and quickly find all Bank IFSC Codes in India with enough info on all Bank branches.
What is an IFSC Code?
IFSC Code is Indian Financial System Code. It is an 11-digit alphanumeric code which is assigned by Reserve Bank of India to every bank branch. IFSC code is used by RBI to identify each branch of a bank in India. In IFSC code, the first four alphabetic code represents bank name and the last 6 digits represent the branch of the bank. The fifth character is actually 0 and it's reserved for future use.
What are the Transactions where IFSC Code is used?
Reserve Bank of India came up with the concept of assigning IFSC code for banks across India to facilitate number of Online transactions. In the current day scenario, most of the fund transfers, bill payments, etc are made online as it benefits both the customers and the bank with reduced paper works. The online transactions that require IFSC code are
- NEFT - National Electronic Funds Transfer
- RTGS - Real Time Gross Settlement
- IMPS - Immediate Payment Service
For any kind of Net banking or online transactions mentioned above, IFSC code is mandatory as it directs the funds to the specific bank to which the transactions are done. Apart from fund transfer, IFSC Code is also used for Income Tax Return (ITR) filing. Along with the account number and bank name, IFSC Code is needed to be entered in the ITR form as the tax refunds are credited only to the account details specified.
Where all IFSC Code is found?
As the account number is assigned for the account holder of a bank and each account holder has a specific account number, IFSC code is the code assigned for a bank which differentiates one bank from other and each bank has a specific IFSC code. Apart from the Online uses of the IFSC code that came into use in recent years due to increased Online transactions, banks have been using IFSC code from very early stage from the introduction of IFSC Code. IFSC Code is the identity of a particular bank branch and the cheque book and passbook issued by a particular bank branch will have the IFSC Code of that bank being denoted in both the cheque book and the pass book.
How to get IFSC Code of a Bank from Fresherslive?
As number of transactions are done in Online, users check for IFSC Code in Online. So, we at FreshersLive offer the users to check and get the IFSC Code of different banks across India in Online. IFSC Code of almost all the banks and its branches of public, private and foreign banks across India are updated here at FreshersLive and candidates can check IFSC code of any bank branch in India with our IFSC Code checker. The process is very simple with few selections from the dropdowns. Follow the simple steps below to get the IFSC code if a particular bank branch.
- IFSC code checker will just require four inputs from the user’s side to be selected from the dropdown options provided.
- The first drop down list will be the Bank name, Select the bank for which you require the IFSC Code.
- The second drop down is State Name, Select the state in which the particular bank branch is located.
- The third drop down is City Name, Select the city in which the particular bank branch is located.
- The fourth drop down is the Branch name i.e. specific location of the branch in the city. Select the branch name where the bank is located.
- Then click "Get IFSC Code"
- A page with all details of that particular bank branch will be displayed. Users can make use of the information displayed for their use.
What are the Information provided in the FreshersLive IFSC Code Verified page?
FreshersLive IFSC Code page provides the customer with number of information related to a bank branch apart from the IFSC Code alone. Users checking for IFSC Code can cross check a number of information of the bank branch, so apart from IFSC Code one can also get other information in Online from our page and be benefited. Other Information about the bank branch that can be found in the IFSC Code verified page are
- Bank Name
- Branch Name
- IFSC Code
- MICR (Magnetic Ink Character Recognition Technology)
- Address of the bank branch
- Contact Number
- City Name
- District Name
- State Name
Apart from the details of that particular branch being displayed in the IFSC Code verified page, a list of IFSC Code, Branch and City on other branches of that particular bank will also be listed below for the user’s reference. Users can click on the IFSC Code which will redirect to the details of that particular bank branch.
Why FreshersLive for IFSC Code Checking?
If someone is checking for IFSC Code, there are chances where they end up getting no relevant information even after giving the proper information. Also a person can't be carrying around his/her cheque book or bank pass book everywhere they go. That is the reason we at FreshersLive offer the users to get the exact information on details related to IFSC Code. FreshersLive keeps the data updated on everyday bases and any changes in bank details are instantly changed. The information on IFSC Code can be obtained in just few clicks and within a fraction of seconds, also the details provided on IFSC Code are accurate and genuine. It is much time saving as the information of any IFSC Code is readily available.
What is an MICR Code?
At FreshersLive, users can also get information on MICR Code (Magnetic Ink Character Recognition) which is the code used in processing of cheques. MICR code is a 9-digit code and can be found at the bottom of a cheque as MICR code is solely for the cheque processing and other document process. MICR code is printed at the bottom of the cheque using Magnetic Ink Character Recognition Technology. The first three digit of code represents the city code, three digits in the middle represent the bank code and last 3 digit represents the branch code. The code is specifically to identify a bank and its branch that are into Electronic Clearing System. Electronic clearing system is mostly for clearing of cheque electronically which is a much faster than documents.
What are the information available in FreshersLive IFSC code page?
Bank IFSC Code of FreshersLive gives the users a wide range of information one is looking for. Information on IFSC code, MICR code, Address and contact details of any bank across India can be checked in the page. Apart from specific information, the main page will give the list of all banks i.e. public, private and foreign banks across India; the interlinks of a bank will redirect to a page where entire list of different branches of that bank will be given. Users can check the IFSC code of a particular bank branch by giving the necessary information. Additional to these information, a list titled “Top Bank IFSC Code” will have the top banks listed, from which candidates can select the bank of their need. FreshersLive IFSC Code will give all information a user needs without much difficulty.
Why is an IFSC Code needed?
IFSC Code stands for Indian Financial System Code, a code with 11-digit character code used in any transactions related to the Bank and is specially designed for bank transactions across India and each bank has a specific IFSC Code and there are also banks which doesn’t have the same. IFSC Code is used for unique identification of specific Bank branch which is connected with RBI related transfer of funds and transactions. The usage of Code has become prominent in these days with most of the transactions happening in Online. Any transactions in or out of a bank is performed with the IFSC code and is mainly used in three types of online transactions i.e. RTGS, NEFT, and IMPS.
How is the IFSC Code designed?
IFSC Code is the series of numeric and alphanumeric combinations that is alloted for each bank for the purpose of both Online and Offline transactions to a particular branch of a bank. IFSC code is unique for every single bank and is a 11-digit code that will facilitate transaction of funds and other banking related processes. When a certain code is designed the characters assigned i.e. the number and alphabets of that code has specific denotations. Likewise, IFSC Code also has specific representation for its series of number and alphabets assigned. IFSC Code developed by Reserve Bank of India is divided into three sections as listed below
- First four alphabetic characters representing Bank Name
- Fifth character is 0 (zero) and reserved for any further use.
- Last Six characters are mostly numeric but can also be alphanumeric, which represents the Bank Code.