Good analytical skills and understanding of financial statements.
Have good inter-personal and communication skills (both verbal and written).
Professionally qualified (MBA/CA).
Willingness and ability to express opinions and propose basic credit decisions.
Have pro-active approach, demonstrate problem solving skills, and be results oriented
Location : Mumbai
Experience : 0 to 2 Years
Qualification : CA,MBA
Analyze, recommend and manage Credit Risks on FI Clients working closely with business partners (GCIB, GTS and GMG) to support new business and grow the portfolio.
Financial analysis, structuring underwriting and portfolio management of existing FI clients.
Maintain regular dialogue with selected clients for appropriate/ timely credit underwriting decision and monitoring of credit quality of clients.
Be an active member of deal teams and contribute to the success of these teams by providing inputs in risk-acceptable alternative, etc.
Maintain close working dialogue with business partners to handle appropriate financial solutions clients. Also ensure early pre-screening of significant transactions, and review marketing plans for new clients to agree and maintain sound client selection process.
On-going, timely, portfolio monitoring in accordance with credit policies and procedures based on level of risk.
Support ad hoc special projects and assignments
Company Profile :
Bank of America is one of the world’s largest financial institutions, serving individual consumers, small and middle market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk-management products and services. The company provides unmatched convenience in the United States, serving more than 59 million consumer and small business relationships with more than 6,100 retail banking offices, nearly 18,700 ATMs and award-winning online banking with nearly 29 million active users. Following the acquisition of Merrill Lynch on January 1, 2009, Bank of America is among the world’s leading wealth management companies and is a global leader in corporate and investment banking and trading across a broad range of asset classes serving corporations, governments, institutions and individuals around the world.